Frequently asked questions
Loans
Q: What do I need to get a loan?
A: Bring in a valid government-issued photo ID (such as a driver’s license) and an item of value to use as collateral.
Q: How long are the loan terms?
A: Our loans are written for 4 months with a 10-day grace period. You may also renew your loan by paying the interest.
Q: Do you check my credit?
A: No — we do not check credit or require proof of income. Loans are based only on the value of your item.Once your order has been shipped, you will receive a confirmation email with a tracking number. You can use this number to track your order on our website or the carrier's website.
Q: What happens if I don’t pay back my loan?
A: If a loan is not repaid or renewed by the due date, the item becomes the property of Diamond Jewelry & Loan and may be sold.
Selling
Q: What items can I sell?
A: Bring in your item of value, we take just about anything of value.
Layaway
Q: How do I put an item on layaway?
A: A small deposit holds the item.
Q: Do you charge interest on the layaway?
A: No, we do not charge additional interest on layaways.